Selling Your Home

I will manage the various tasks and details of your sale to assure that your property is properly readied, priced, marketed, negotiated and carried to closing. I will be diligent and expedient every step of the way. I pride myself on being there when you need me, in the role you need me, before, during and after we get your home sold.

If you would like a no stress, no obligation, evaluation of your home to see if it is the right time for you to sell, feel free to give me a call.

I provide advice and service in these areas:

• Getting your home ready for sale inside and out.
• Setting a price that will attract the right potential buyers to get your home sold quickly
• Preparing an effective marketing plan
• Holding open houses
• Making the showing process as convenient as possible for you
• Qualifying potential buyers
• Analyzing and comparing offers
• Representing your interests during the negotiation process
• Providing counsel and advice throughout
• Monitoring the contract and deadlines
• Recommending home repair professionals
• Helping you understand the closing process
• Helping you find your next home

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Why use a Seller Representative Specialist (SRS)

Selling your home is a major decision and requires planning, preparation and an experienced and credentialed REALTOR®.

The Seller Representative Specialist Designation (SRS) is the premier professional credential for real estate professionals representing sellers in housing transactions. A SRS understands your perspectives and is qualified and committed to helping you achieve a successful transaction.

8 Reasons to List With a Seller Representative Specialist (SRS):

  1. SRS designees are members of an elite group of trained seller client advocates that know the importance of your specific needs by using Seller Counseling Sessions to ensure all needs are addressed.
  2. SRS designees concentrate their efforts on your ultimate goals to ensure you are at the center of the sale.
  3. SRS designees are extensively trained in a wide variety of manual and electronic marketing methods to uniquely promote your property to the widest range prospective purchasers.
  4. SRS designees understand that negotiation skills are critical to a successful transaction and are trained to ensure you receive the best possible outcome during negotiations of the sale.
  5. SRS designees adhere to the highest level of professional ethics and business practices in delivering ‘Client Level’ services with integrity.
  6. SRS designees are uniquely qualified to exceed your expectations and yield your trust.
  7. SRS designees know the importance of staging your property for best results. Staging is a critical component, along with accurate pricing, to attain desired results within a timely manner.
  8. SRS designees have an advanced level of understanding about how to collaborate with a variety of cooperating agents of all skill levels in the marketplace to insure that the ‘best’ buyer has an opportunity to purchase your property.
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We can help you avoid foreclosure…

Is a Pre-foreclosure Sale A Good Option for you? Life can throw some curve-balls our way. If your financial situation isn’t looking good and you haven’t been able to meet your mortgage repayments, you’re in danger of foreclosure.

Fortunately, though, there is a grace period between the time the public default notice is filed and your home is foreclosed. During this pre-foreclosure period, you have a chance to sell your property and look for the best possible outcome in what is a very difficult situation.

What is a pre-foreclosure sale?

A pre-foreclosure sale may allow you to avoid foreclosure by selling your home for an amount that can be used to satisfy your debt. In Colorado, the amount of time before the property can be sold at auction is 110-125 days after the notice of sale is sent to you.

Benefits of a pre-foreclosure sale

The primary benefits of a pre-foreclosure sale are:

  • getting the equity out of your home, and
  • avoiding foreclosure and the major impact that it can have on your credit score.

Your credit score is important to qualify for credit in the future, particularly being able to apply for a loan when you are again in a financial position to think about home ownership.

Other possible downsides to foreclosure

Once foreclosure has occurred, your mortgage lender will probably try to sell your property for whatever it can get. If the sale price is less than the amount that you owe, you could be pursued by your lender or HUD for a deficiency judgment, which could lead to your being responsible for the unpaid portion of the debt. And then, there could be tax consequences, as well.

If a sale is not what you want!

During this period, you still have an opportunity to pay off the default. Here are some options to consider:

  • Negotiating with your lender for a repayment plan based on your financial situation
  • Refinancing the debt or extending the term of your mortgage
  • Working with your lender to obtain a loan modification.
  • Discuss these options, and the pre-foreclosure sale, with your lender. You may have more options than you realize.

As real estate brokers licensed in the state of Colorado, we do not provide legal advice or tax counsel. Please consult legal and tax or other counsel from the appropriate professionals.

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Appraisals When Selling Your Properties

Selling your home can feel like an overwhelming task. As Realtors(r), we walk our clients through each step of the way. Not knowing who you’re working with can be nerve-racking, and we can recommend trustworthy appraisers to get an evaluation of your property. We’d like to share some of our knowledge about appraisals with you and offer you a complimentary report specific to your neighborhood that we have created.

What is an appraisal?
An appraisal is an opinion of the value of your home based on what similar homes in your area have recently sold for. Since getting an appraisal isn’t an exact science, if you feel your home has been priced too low,  you have the option of getting a second one done. For example, one appraiser may count a recent sale but the other may think it was too long ago to add into the equation. The result of this would be two different  values for your home.

Appraisals can also be used to determine how much to insure your home for. In addition, appraisals are used  to figure out property taxes. So, although an appraisal for a loan estimates today’s market value, one for insurance purposes is used to determine what it would cost to rebuild your home with the associated costs of today.

Comparative Market Analysis
Keep in mind that appraisals are different from CMAs (Comparative Market Analysis). Using our knowledge and expertise, we compile a CMA for our clients to determine how much their home will sell for within a certain period of time. We would love the opportunity to do the same for you.

Shifting markets and the personal side of things
Note that home prices change and appraised values will shift with market changes. If your home is appraised for $200,000 today, that could change in three months when you list it for sale depending on the performance of the market. Unfortunately, appraisals don’t take life changing circumstances into account. Job loss or transfer is not considered when coming up with the value of your home.

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What is a Comparative Market Analysis?

A comparative market analysis (CMA) is an evaluation of similar, recently sold homes (called comparables) that are near a home intended to be bought or sold. Comparative market analyses establish the current market value of the home and are prepared by real estate agents. A comparative market analysis is not the same as an appraisal, which is performed by a licensed appraiser.

 

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Request a No-obligation Comparative Market Analysis (CMA)

A comparative market analysis (CMA) is an evaluation of similar, recently sold homes (called comparables) that are near a home intended to be bought or sold. Comparative market analyses establish the current market value of the home and are prepared by real estate agents. A comparative market analysis is not the same as an appraisal, which is performed by a licensed appraiser.

To order your free, no-obligation CMA, please provide your contact information and property address below. We will contact you with any questions we have in preparing your Market Analysis. You will receive your CMA by email within 48 hours.

Note: CMA cannot be done for you if your property is currently under a listing or sale contract with a real estate agent.

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Seller Services Guarantee

SELLER SERVICES GUARANTEE

This Coldwell Banker Seller Services Guarantee is the commitment that Coldwell Banker and your Coldwell Banker Sales Associate, will perform the services stated below as part of the exclusive listing agreement on your property.

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Competitive Market Analysis

We will provide you with a current Competitive Market Analysis and assist you in determining the most effective list price for your property.

Marketing Action Plan

We will present a customized, written Marketing Action Plan to market your property. This may include an Open House, when appropriate, or other options like the Blue Ribbon Preferred program.

Home Enhancement

We will develop a plan to enhance your property’s ability to attract buyers, as described in the Coldwell Banker Home Enhancement Guide.

Coldwell Banker Action Team

We will present your property to your Coldwell Banker sales team. We will share with you the team’s recommendations to help realize the best price for your property.

Promotion to Other Brokers

We will promote your property to other Brokers and Sales Associates in the area.

Multiple Listing Service

We will prepare a plan for your property to appear in the local Multiple Listing Service. The information will be submitted by the selected date for the property’s debut on the market to achieve maximum impact.

Direct Marketing

We will distribute promotional materials on your property to key market areas to attract potential buyers.

Coldwell Banker Yard Sign

We will place a Coldwell Banker FOR SALE sign on your property to help generate calls to our office from prospective buyers.

National and Local Advertising

We will review with you how our national and local Internet, print, radio and TV advertising will help attract the greatest number of buyers to your property.

coldwellbanker.com

We will make information about your property available on our award-winning Web site, and promote it online – 24/7 – with unique resources like Personal Retriever® and My Coldwell Banker.

REALTOR.com®

Your property will also receive added exposure through REALTOR.com, the official Web site of the National Association of REALTORS.

Marketing Activity Report

We will provide you with a Marketing Activity Report on a regular basis to keep you informed of competitive market conditions, buyer activity and the actions we have taken to market your property.

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Personal Touch and Timely Response

We will return your phone call or e-mail within 24 hours or less and provide you with a weekly progress report on the promotion of and sale of your property.

Seller Disclosure

We will present your written disclosure regarding the condition of your property to buyer prospects to assist them in preparing an offer. You will keep me informed of any changes in the property and keep the information current on the disclosure form.

Purchase Offers

We will review all purchase offers as they are presented, and we will negotiate on your behalf to reach a purchase agreement with terms that are favorable and protective for you.

Closing the Sale

We will monitor and inform you of the progress of the transaction, including the satisfaction of all contingencies and conditions during the entire transaction.

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Financing Alternatives

We will provide prospective buyers written pre-approval prior to showing your property and discuss the likely impact of each alternative on your side.

Estimated Net Proceeds

We will furnish you with an estimate of the proceeds you can expect from the sale of your property.

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Representation

We will review with you how we will represent you or the transaction. This will be thoroughly discussed and clearly presented for your consideration.

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Coldwell Banker Home Protection Plan

I will provide you with information regarding a warranty on the operating systems of your house to increase the marketability of your property and help reduce your liability to the buyer.

If your property is currently listed with a real estate broker, please disregard. It is not our intention to solicit the offerings of other real estate brokers. We are happy to work with them and cooperate fully. ©2001 Coldwell Banker Real Estate Corporation. All Rights Reserved.®, TM and SM are licensed trademarks to Coldwell Banker Real Estate Corporation, except REALTOR.com.” An Equal Opportunity Company. Equal Housing Opportunity4btqwscv2fw4_jpeg_eho.

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